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To get approved for a personal loan at bank or a credit union typically takes much time and paperwork since such loans don’t usually require collateral to back them up. In addition, if the applicant’s credit score leaves much to be desired, the bank will hardly be willing to take a chance on them.
Therefore, other options to consider when you need a loan is to request for personal online instant loansI. And this type of loans saves time and energy and you get approved without paperwork nor guarantor. No collateral is required. And in this article, I will be discussing with you one of the online personal loans which is located in Ghana.
ALILOAN APP:
Aliloan provides a minimum and maximum loan amount ranging from Gh¢1,000 to Gh¢10,000. Remember, if you are a new member ( you have not applied for a loan with before) you will get an amount less than the minimum amount provided.
Aliloan annual interest rates ( APR) starts from 10% to 25% which means, you have to pay 10% or 25% of your principle loan amount you borrowed. The services
The Aliloan repayment time is between 100days shortest to 360 longest.
Summary
Loan Amount: GHS1,000 ~ GHS10,000
Loan Term: the shortest is 100 days, the longest is 360 days
Loan interest:The interest rate is from 10% to 25% per annum.
Maximum Annual interest Rate（APR）: 25%
Service charge: 0%.
LET’S CHECK OUT THIS LOAN EXAMPLE.
If you apply for a loan of GHS1,000, the term is 120 days and the annual interest rate is 28%.
So the daily interest rate=28%/365=0.076%, the interest for 120 days =GHS1,000×28%/365×120= GHS92.1, the totally repayment=GHS1,000+GHS92.1= GHS1,092.1
How To Contact or locate Aliloan when you need help.
Customer Service Email: [email protected]
Address: No. 2, Mama Adjele Rd, Accra,Ghana
How To Get Personal Loan Online With Aliloan App.
Download the App from Google Store
2. Register an account
3. Bind the bank card or mobile wallet
4. Select product input
5. Waiting for disbursement
Also Read Loanpro: Quickly Get Your personal online instant loan in Ghana without collateral.
