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What is Ficashx?
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Ficashx Loan
Ficashx is a Ghana based online lending mobile app that help users to easily get an instant loan with flexible loan terms.
Who is Eligible for Ficashx Loan?
Ficashx care about users in this hard times and has made its eligibility requirements very simple and everyone can apply.
The following are the details you need to make you qualify for a loan.
- An applicant should be 18 years lowest age and 60 years highest age.
- An applicant should be a citizen of Ghana.
- An applicant should be self or government worker with regular source of income.
Loan Term / Tenure
An applicant has a minimum Repayment period of 3, 6 and 9,12 months .
Ficashx Loan Interest rate and other charges?
The annual percentage rate (APR) is 30% maximum based on the customer’s Credit score.
There’s a service fee ranging from 1% to 9% depending on the customer credit score.
Daily interest rate: 0.01%
Platform fees: 0.01
There’s no membership fee. It’s free.
NB: There will be a penalty for a borrower who delays or refuses to pay his or her on time.
How To Apply For Ficashx Instant Personal Loan with The App.
- Download the app from the Play Store and install it.
- Sign up with your phone number.
- Fill in the basic information.
- Accept and electronically sign the agreement, pending approval.
- Receive the money straight into your account
Why you should choose Ficashx loan than other competitors.
No guarantor
No collateral
No geographical restrictions
Some charges are reduce when borrowers prepay any time.
Ficashx loan services/ product description:
Amount : GH₵ 10,000 – GH₵ 100,000
Loan Term: 3, 6, 9 and 12 months
Daily loan interest rate: 0.01%
Annual loan interest rate (APR): 24%
Management/Platform Fee: 0.01%
Loan Example:
If you choose a cash loan of 10,000,000 GH₵ for 1 year with 0.01% interest
Profit sharing: 24% = GH₵ 2,400,000
Term: 12 months / 12 times pay
Platform Fee: 12% = GH₵ 1,200,000
Total loan principal + interest = GH₵12,400,000
Total Payment Amount: GH₵13,600,000
Total monthly installments : GH₵ 1,133,333.
contact info of Ficashx loan
Kindly contact Ficashx Loan onthe following in case of emergency or inconvenience.
Address: CCWP+89, Dawadawa, Ghana
Customer Support Email: [email protected]
